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Promoting Latino Homeownership: A ‘Shared Equity’ Approach

May 23, 2017
Rayburn House Office Building – Room 2045
11:30 am - 12:45 pm
Moderated by CHCI-Wells Fargo Housing Graduate Fellow Alia Fierro

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Homebuilding and home buying are major contributors to the U.S. economy, and are assets that account for the vast majority of wealth held by minority and lower income families. However, national homeownership rates have bottomed out to levels not seen since the 1960s, causing concern about how minority families will continue to build wealth and what impacts these barriers might have on the greater economy. While U.S. policymakers continue to grapple with ways to increase homeownership opportunities for creditworthy borrowers, minority households experience disproportionately low rates that substantially contribute to the growth of racial wealth divides.

This briefing will highlight Shared Equity Homeownership as a policy tool that has proven to expand homeownership and address the racial wealth gap, while considering U.S. demographic shifts and prioritizing the diverse needs of low-income and minority communities.

The 2017 CHCI Capitol Hill Policy Briefing Series is the culmination of CHCI’s premier, nine-month Graduate Fellowship Program.